We accept most major Vision and Medical Insurances for annual exams, glasses, contacts, and medically necessary appointments.

In-Network Vision Insurances:

  • VSP, nearly all (Vision Service Plans)
  • Eyemed (most plans)
  • Aetna Vision (most plans)
  • M.E.S. (Medical Eye Services)
  • United HealthCare Vision Plans (limited)

In-Network Medical Insurances:

  • Medicare
  • AARP Medicare Supplemental
  • VSP Essential Medical Eyecare
  • Aetna: PPO, MC, EPO (some), HMO, Medicare Advantage, Managed Choice POS
  • Anthem Blue Cross: Prudent Buyer, Anthem EPO Silver 70, Anthem PPO, National BlueCard PPO, (waiting on list from Anthem for additional plans)
  • Meritain Health (Aetna Network)
  • United Healthcare: United HealthCare Choice Plus, United Healthcare Medicare Advantage PPO- (Calpers) United Healthcare Choice EPO
Plans Not in Network with our Office:

  • Spectara
  • Davis Vision
  • MediCal
  • Sutter or Kaiser plans
  • Anthem Blue Cross HMO (CACare)
  • Blue Shield – All Plans
  • Cigna
  • Healthnet
  • MultiPlan Network
  • Stanford HC Alliance, Aetna EPO plan for Stanford Employees)
  • United Healthcare EPO

Some of the above medical insurances cover comprehensive exams, such as Medicare, however, this list does not guarantee coverage by your insurance. Please note that knowledge of your insurance contract and its limitations are your responsibility. Please call or text the office to verify your coverage prior to your appointment. If we are not provided ample time to verify these, you will need to pay out of pocket for the provided services.

For the insurances we are not in network with, we may be able to provide a discount on services or optical materials.
Payment is required, whether it comes from you or your insurance company. Your insurance company or vision plan is an agent of you. We are happy to assist you in filing your insurance claim as a courtesy to you.

If your insurance is not on this list, please be aware that many insurance companies contract with the above list of companies to provide specific vision care services.

What is vision insurance?

Vision insurance is a type of supplemental health insurance that is designed to reduce the costs associated with routine eye care services. While health insurance will cover financial costs related to eye injuries and disease, vision insurance is more of a wellness benefit used to assist with the cost of prescription eyewear and eye exams.

Typically, vision insurance plans provide specified dollar amounts for the purchase of eyeglasses and contact lenses and payments for eye exams.

Types of vision insurance

Vision insurance is typically available in two forms: as a discount vision plan or a vision benefits package. Both of these plans can be custom-designed to meet the needs of different employers and organizations.

Discount vision plans allow you to purchase eyewear and eye care services at a discounted rate. In return, you (or your employer) must pay an annual membership fee or premium.

Vision benefits packages provide payment for eyewear and eye care services up to a fixed dollar amount. In exchange, you pay an annual fee and a small co-payment whenever you visit the eye doctor.

What vision insurance typically covers

Vision insurance usually covers the following basic services:

  • Annual eye exams
  • Eyeglass lenses
  • Eyeglass frames
  • Contact lenses
  • Discounted refractive surgery rates (LASIK, PRK, etc.)

To reduce costs, people with vision plans should stick to in-network eye care providers. Some vision plans will have limits on how often they will provide reimbursement for eyeglass lenses and frames. Always check your vision care plan before an appointment to see what services will be covered.

Supplemental payment options

Not everyone is eligible for group vision plans. For the self-employed and people with families, it may be worthwhile to look into supplemental policies that can be purchased individually through a vision insurance provider.

If you have any questions about your insurance coverage please contact our office and we will help you.