We accept most major Vision and Medical Insurances for annual exams, glasses, contacts, and medically necessary appointments.
Vision Insurance (We accept most plans under the listed below, many of which are associated with many health insurances)
- Vision Service Provider (VSP)
- Eyemed Vision Care (Most)
- Aetna Vision Care (Most)
- Medical Eye Services (MES)
- United Vision Plan (Some)
Medical Health Insurances
- BlueCross/Blue Shield
- United Healthcare
Some of the above medical insurances cover comprehensive exams, such as Medicare, however, please contact us to verify whether your plan is included in this. Please note that knowledge of your insurance contract and its limitations are your responsibility.
We Do NOT accept MediCal, Spectara, Kaiser, or any HMO plans. However, we may be able to provide a discount on services or optical materials.
Payment is required, whether it comes from you or your insurance company. Your insurance company or vision plan is an agent of you. We are happy to assist you in filing your insurance claim as a courtesy to you.
If your insurance is not on this list, please be aware that many insurance companies contract with the above list of companies to provide specific vision care services.
What is vision insurance?
Vision insurance is a type of supplemental health insurance that is designed to reduce the costs associated with routine eye care services. While health insurance will cover financial costs related to eye injuries and disease, vision insurance is more of a wellness benefit used to assist with the cost of prescription eyewear and eye exams.
Typically, vision insurance plans provide specified dollar amounts for the purchase of eyeglasses and contact lenses and payments for eye exams.
Types of vision insurance
Vision insurance is typically available in two forms: as a discount vision plan or a vision benefits package. Both of these plans can be custom-designed to meet the needs of different employers and organizations.
Discount vision plans allow you to purchase eyewear and eye care services at a discounted rate. In return, you (or your employer) must pay an annual membership fee or premium.
Vision benefits packages provide payment for eyewear and eye care services up to a fixed dollar amount. In exchange, you pay an annual fee and a small co-payment whenever you visit the eye doctor.
What vision insurance typically covers
Vision insurance usually covers the following basic services:
To reduce costs, people with vision plans should stick to in-network eye care providers. Some vision plans will have limits on how often they will provide reimbursement for eyeglass lenses and frames. Always check your vision care plan before an appointment to see what services will be covered.
Supplemental payment options
Not everyone is eligible for group vision plans. For the self-employed and people with families, it may be worthwhile to look into supplemental policies that can be purchased individually through a vision insurance provider.
If you have any questions about your insurance coverage please contact our office and we will help you.